Searching for a home can be one of the most exciting times in your life, it can also be a bit scary. We are here for you from that first internet search till we hand you the keys to your new home. We truly love working with buyers! If you are just starting your search, read the frequently asked questions below and please contact us so we can help you narrow your search and secure financing. If you are ready to move forward call us, we would love to meet you and to find out what your must haves, your loves and your definitely nots are for your new home. We look forward to meeting you!
Find an agent who will be able to work with you throughout the buying process and keep your interests in the forefront. Our team has a dedicated Buyers agent, that only focuses on Buyers needs and knows the market from the Buyers perspective. Give us a call today so our Buyers Agent can help you find your dream home!
It’s free! As a buyer there is no cost to work with an agent. We pinpoint your home needs, must have’s and wishes and start sending you new homes on the market. Showing you homes, going to open houses with you and writing that contract on the one we are with you and it’s all free!
Getting preapproved for a mortgage is one of the first steps you should be taking when starting the home buying process. This will give you a clear picture of not only what you can afford but how soon you can afford it. We have selected a few lenders to partner with and would be happy to refer you!
This will depend on what type of loan you are using. Your mortgage banker will help you find the terms that best suit your needs. While there are various programs out there which help homeowners with down payment assistance, typically an FHA loan will require 3.5% down with mortgage insurance while conventional financing requires up to 20%. Finding out which loan you qualify first will bring you one step closer to your new home!
Once you enter into contract, it’s typically 3060 days until closing occurs. Factors such as financing, inspections, appraisal, when you need to be out of your current residence and other concerns are taken into consideration when the closing date is negotiated in the contract.
The vast majority of foreclosures end up on the market just like any other home for sale. Teaming up with our Buyers Agent can help you search for foreclosures and alert you when new foreclosures hit the market.
Though the name says “short” it’s misleading – short sales typically take anywhere from 4 – 6 months from start to close. A short sale occurs when a seller owes more on a house than it is worth. Instead of going through the time and expense of a foreclosure process, banks will often agree to release sellers from their loan obligations in exchange for a partial repayment of their mortgage.
Even though third party sites like Zillow and Trulia try to be as comprehensive as possible, they still rely on MLS and individual agents to fill their site. The best way to look for homes is to work with our Buyers Agent as they have the most up-to-date information. We will search and set up automated alerts with the newest properties before they are on Zillow or Trulia. Contact us today so we can start your search for your new home!